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Furthermore, customers for this kind of plan might have extreme legal or criminal histories. It is essential to keep in mind that various carriers provide a variety of issue ages on their ensured problem policies as reduced as age 40 or as high as age 80 - good funeral cover. Some will certainly also offer higher face worths, as much as $40,000, and others will certainly enable much better death advantage conditions by improving the rate of interest with the return of premium or reducing the variety of years till a full survivor benefit is offered